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Commision

 StartEnd
1.30 %075
0.90 %7680
0.40 %8185
  • 1st Year Rate: 1.60 %  (1.45% under $100k)
  • Rate Thereafter: 1.60 %  (1.45% under $100k )
  • Avg. Annual Yield: 1.60 %  (1.45% under $100k )
  • Minimum Premium: $5,000
  • Flexible/Single Premium: F
  • Minimum Additions: $1,000
  • Max Issue Age Qualified: 85
  • Max Issue Age Non-Qualified: 85
  • Surrender Schedule: 10 %, 10 %, 10 %  (Except in AK,CA,CT,DE,HI,MN,MO,NV,NJ,OH,OK,OR,PA,SC,TX,UT,WA)
  • Action at end of guarantee
    • Annually declared renewal rate
  • Market Value Adjustment: Y  (except in CA)
  • Return of Principal Guarantee: N
  • Waiver options
    • Terminal Illness (except in CA)
    • Confinement Waiver (except in CA, MA)
  • Free Withdrawls
    • Interest Only
  • Annual Fees: $0.00
  • States NOT approved: NY
  • Days held on Transfers: 45

Assets & Liabilities

  • Total Admitted Assets: $65,504,862
  • Total Liabilities: $64,296,215
  • Seperate Accounts: $10,008,987
  • Total Surplus and AVR: $2,006,346
  • As % of General Account Assets: 3.60 %

Invested Asset Distributed & Yield

  • Total Invested Assets: $53,455,761
  • Bonds: 67.80 %
  • Stocks: 1.30 %
  • Mortgages: 19.20 %
  • Real Estate: 0.00 %
  • Policy Loans: 0.30 %
  • Cash & Short-Term: 5.30 %
  • Other Invested Assets: 6.10 %

Net Yield on Mean Invested Assets

  • 2019 (Industry Average 4.27): 5.06 %
  • 5 Year Average (Industry Average 4.07%): 5.70 %

Non Performing Assets as % of Surplus & AVR

  • Bonds In or Near Default: 0.70 %
  • Problem Mortgages: 1.90 %
  • Real Estate Acquired by Foreclosure: 0.00 %
  • Total Non-Performing Assets: 2.60 %
  • As a Percent of Invested Assets: 0.10 %

Bond Quality

  • Total Value of Bonds: $39,080,314
  • Class 1-2 (Highest Quality): 94.90 %
  • Class 3-5 (Lower Quality): 5.00 %
  • Class 6 (In or Near Default): 0.00 %
  • Weighted Bond Class: 1.5

Income & Earnings

  • Total Income: $3,347,585
  • Net Premiums Written: $1,696,381
  • Earnings Before Dividends and Taxes: $163,071
  • Net Operating Earnings: $271,102
All dollar amounts are in thousands