AnnuityAdvisors - Where advisors go for advice

Commision

 StartEnd
3.00 %080
2.25 %8190
  • 1st Year Rate: 3.25 %
  • Rate Thereafter: 3.25 %
  • Avg. Annual Yield: 3.25 %
  • Minimum Premium: $10,000
  • Flexible/Single Premium: S
  • Minimum Additions: $0
  • Max Issue Age Qualified: 90
  • Max Issue Age Non-Qualified: 90
  • Surrender Schedule: 10 %, 10 %, 9 %, 9 %, 8 %, 8 %, 7 %, 7 %, 6 %, 5 %, 0 %
  • Action at end of guarantee
    • 30-day window PRIOR to end of term
  • Market Value Adjustment: Y
  • Return of Principal Guarantee: N
  • Waiver options
    • Nursing Home (Available through issue-age 80)
  • Free Withdrawls
  • Annual Fees: $0.00
  • States NOT approved: IN,MN,NY  (Variations in IN & MN)
  • Days held on Transfers: 60

Assets & Liabilities

  • Total Admitted Assets: $18,168,732
  • Total Liabilities: $17,295,991
  • Seperate Accounts: $1,020,803
  • Total Surplus and AVR: $1,010,973
  • As % of General Account Assets: 5.90 %

Invested Asset Distributed & Yield

  • Total Invested Assets: $16,370,268
  • Bonds: 61.30 %
  • Stocks: 1.60 %
  • Mortgages: 6.20 %
  • Real Estate: 0.00 %
  • Policy Loans: 2.00 %
  • Cash & Short-Term: 15.60 %
  • Other Invested Assets: 13.20 %

Net Yield on Mean Invested Assets

  • 2017 (Industry Average 4.10): 4.90 %
  • 5 Year Average (Industry Average 4.02%): 5.13 %

Non Performing Assets as % of Surplus & AVR

  • Bonds In or Near Default: 0.60 %
  • Problem Mortgages: 0.00 %
  • Real Estate Acquired by Foreclosure: 0.60 %
  • Total Non-Performing Assets: 1.20 %
  • As a Percent of Invested Assets: 0.10 %

Bond Quality

  • Total Value of Bonds: $11,416,705
  • Class 1-2 (Highest Quality): 93.70 %
  • Class 3-5 (Lower Quality): 6.30 %
  • Class 6 (In or Near Default): 0.10 %
  • Weighted Bond Class: 1.6

Income & Earnings

  • Total Income: $2,577,297
  • Net Premiums Written: $1,671,328
  • Earnings Before Dividends and Taxes: $232,875
  • Net Operating Earnings: $233,849
All dollar amounts are in thousands