AnnuityAdvisors - Where advisors go for advice

Commision

 StartEnd
3.00 %080
2.25 %8190
  • 1st Year Rate: 3.00 %
  • Rate Thereafter: 3.00 %
  • Avg. Annual Yield: 3.00 %
  • Minimum Premium: $10,000
  • Flexible/Single Premium: S
  • Minimum Additions: $0
  • Max Issue Age Qualified: 90
  • Max Issue Age Non-Qualified: 90
  • Surrender Schedule: 10 %, 10 %, 9 %, 9 %, 8 %, 8 %, 7 %, 7 %, 0 %
  • Action at end of guarantee
    • 30-day window PRIOR to end of term
  • Market Value Adjustment: Y
  • Return of Principal Guarantee: N
  • Waiver options
    • Nursing Home (Available through issue-age 80)
  • Free Withdrawls
    • Interest Only
  • Annual Fees: $0.00
  • States NOT approved: IN,MN,NY  (Variations in IN & MN)
  • Days held on Transfers: 60

Assets & Liabilities

  • Total Admitted Assets: $17,268,013
  • Total Liabilities: $16,336,402
  • Seperate Accounts: $662,466
  • Total Surplus and AVR: $1,066,497
  • As % of General Account Assets: 6.40 %

Invested Asset Distributed & Yield

  • Total Invested Assets: $15,579,907
  • Bonds: 68.00 %
  • Stocks: 1.40 %
  • Mortgages: 8.20 %
  • Real Estate: 0.00 %
  • Policy Loans: 2.10 %
  • Cash & Short-Term: 8.80 %
  • Other Invested Assets: 11.50 %

Net Yield on Mean Invested Assets

  • 2016 (Industry Average 4.01): 4.90 %
  • 5 Year Average (Industry Average 4.1%): 5.16 %

Non Performing Assets as % of Surplus & AVR

  • Bonds In or Near Default: 0.10 %
  • Problem Mortgages: 0.00 %
  • Real Estate Acquired by Foreclosure: 0.60 %
  • Total Non-Performing Assets: 0.70 %
  • As a Percent of Invested Assets: 0.00 %

Bond Quality

  • Total Value of Bonds: $11,787,490
  • Class 1-2 (Highest Quality): 97.40 %
  • Class 3-5 (Lower Quality): 2.60 %
  • Class 6 (In or Near Default): 0.00 %
  • Weighted Bond Class: 1.5

Income & Earnings

  • Total Income: $2,893,572
  • Net Premiums Written: $1,951,326
  • Earnings Before Dividends and Taxes: $250,375
  • Net Operating Earnings: $210,584
All dollar amounts are in thousands