AnnuityAdvisors - Where advisors go for advice

Commision

 StartEnd
4.00 %075
2.25 %7685
  • 1st Year Rate: 3.65 %  (2.65% $10k-$49k; 3.30% $50k-$99k; 3.65% $100k-$249k; 3.65% for $250k+)
  • Rate Thereafter: 3.15 %  (2.15% $10k-$49k; 2.80% $50k-$99k; 3.15% $100k-$249k; 3.15% for $250k+)
  • Avg. Annual Yield: 3.22 %  (2.22% $10k-$49k; 2.87% $50k-$99k; 3.22% $100k-$249k; 3.22% for $250k+)
  • Minimum Premium: $10,000
  • Flexible/Single Premium: S
  • Minimum Additions: $0
  • Max Issue Age Qualified: 90
  • Max Issue Age Non-Qualified: 90
  • Surrender Schedule: 8 %, 8 %, 7 %, 7 %, 6 %, 5 %, 4 %, 0 %
  • Action at end of guarantee
    • 30-day window at end of term
  • Market Value Adjustment: Y
  • Return of Principal Guarantee: N
  • Waiver options
    • Nursing Home
  • Free Withdrawls
    • 10% Starting in 1st Year
  • Annual Fees: $0.00
  • States NOT approved: NY
  • Days held on Transfers: 60

Assets & Liabilities

  • Total Admitted Assets: $36,482,772
  • Total Liabilities: $34,263,861
  • Seperate Accounts: $5,614,690
  • Total Surplus and AVR: $2,556,961
  • As % of General Account Assets: 8.30 %

Invested Asset Distributed & Yield

  • Total Invested Assets: $30,257,982
  • Bonds: 75.70 %
  • Stocks: 3.20 %
  • Mortgages: 18.10 %
  • Real Estate: 0.00 %
  • Policy Loans: 0.20 %
  • Cash & Short-Term: 1.00 %
  • Other Invested Assets: 1.80 %

Net Yield on Mean Invested Assets

  • 2017 (Industry Average 4.10): 4.30 %
  • 5 Year Average (Industry Average 4.02%): 4.65 %

Non Performing Assets as % of Surplus & AVR

  • Bonds In or Near Default: 0.00 %
  • Problem Mortgages: 0.00 %
  • Real Estate Acquired by Foreclosure: 0.00 %
  • Total Non-Performing Assets: 0.00 %
  • As a Percent of Invested Assets: 0.00 %

Bond Quality

  • Total Value of Bonds: $22,900,223
  • Class 1-2 (Highest Quality): 95.60 %
  • Class 3-5 (Lower Quality): 4.40 %
  • Class 6 (In or Near Default): 0.00 %
  • Weighted Bond Class: 1.6

Income & Earnings

  • Total Income: $5,465,814
  • Net Premiums Written: $4,116,221
  • Earnings Before Dividends and Taxes: $95,059
  • Net Operating Earnings: $172,101
All dollar amounts are in thousands