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Commision

 StartEnd
1.50 %080
1.13 %8185
0.75 %8690
  • 1st Year Rate: 2.40 %  (1.95% under $100k)
  • Rate Thereafter: 2.40 %  (1.95% under $100k)
  • Avg. Annual Yield: 2.40 %  (1.95% under $100k)
  • Minimum Premium: $10,000  ($2k Qualified)
  • Flexible/Single Premium: S
  • Minimum Additions: $0
  • Max Issue Age Qualified: 90
  • Max Issue Age Non-Qualified: 90
  • Surrender Schedule: 9 %, 8 %, 8 %
  • Action at end of guarantee
    • 30-day window at end of term
  • Market Value Adjustment: Y
  • Return of Principal Guarantee: N
  • Waiver options
    • Nursing Home
  • Free Withdrawls
    • Interest Only
  • Annual Fees: $0.00
  • States NOT approved: MT,NY
  • Days held on Transfers: 45

Assets & Liabilities

  • Total Admitted Assets: $29,479,087
  • Total Liabilities: $27,939,344
  • Seperate Accounts:
  • Total Surplus and AVR: $1,786,251
  • As % of General Account Assets: 6.10 %

Invested Asset Distributed & Yield

  • Total Invested Assets: $28,921,785
  • Bonds: 85.40 %
  • Stocks: 1.00 %
  • Mortgages: 8.10 %
  • Real Estate: 0.00 %
  • Policy Loans: 0.40 %
  • Cash & Short-Term: 1.20 %
  • Other Invested Assets: 3.80 %

Net Yield on Mean Invested Assets

  • 2019 (Industry Average 4.27): 4.53 %
  • 5 Year Average (Industry Average 4.07%): 4.90 %

Non Performing Assets as % of Surplus & AVR

  • Bonds In or Near Default: 0.20 %
  • Problem Mortgages: 0.00 %
  • Real Estate Acquired by Foreclosure: 0.00 %
  • Total Non-Performing Assets: 0.20 %
  • As a Percent of Invested Assets: 0.00 %

Bond Quality

  • Total Value of Bonds: $24,808,295
  • Class 1-2 (Highest Quality): 96.10 %
  • Class 3-5 (Lower Quality): 3.80 %
  • Class 6 (In or Near Default): 0.00 %
  • Weighted Bond Class: 1.3

Income & Earnings

  • Total Income: $3,814,392
  • Net Premiums Written: $2,485,183
  • Earnings Before Dividends and Taxes: $69,433
  • Net Operating Earnings: $64,787
All dollar amounts are in thousands