AnnuityAdvisors - Where advisors go for advice

Commision

 StartEnd
1.50 %079
0.75 %8090
  • 1st Year Rate: 2.70 %
  • Rate Thereafter: 2.70 %
  • Avg. Annual Yield: 2.70 %
  • Minimum Premium: $20,000
  • Flexible/Single Premium: S
  • Minimum Additions: $0
  • Max Issue Age Qualified: 90
  • Max Issue Age Non-Qualified: 90
  • Surrender Schedule: 9 %, 8 %, 7 %, 0 %
  • Action at end of guarantee
    • 30-day window at end of term
  • Market Value Adjustment: Y
  • Return of Principal Guarantee: N
  • Waiver options
    • Nursing Home
    • Unemployment
    • Terminal Illness
  • Free Withdrawls
    • Interest Only
  • Annual Fees: $0.00
  • States NOT approved: AL,CA,MS,NY  (Variations in CT,DC,MA,NJ,TX)
  • Days held on Transfers: 60

Assets & Liabilities

  • Total Admitted Assets: $24,714,470
  • Total Liabilities: $23,169,292
  • Seperate Accounts: $1,355,932
  • Total Surplus and AVR: $1,696,099
  • As % of General Account Assets: 7.30 %

Invested Asset Distributed & Yield

  • Total Invested Assets: $22,301,014
  • Bonds: 85.00 %
  • Stocks: 8.30 %
  • Mortgages: 0.30 %
  • Real Estate: 0.00 %
  • Policy Loans: 0.10 %
  • Cash & Short-Term: 1.00 %
  • Other Invested Assets: 5.40 %

Net Yield on Mean Invested Assets

  • 2018 (Industry Average 4.10): 5.66 %
  • 5 Year Average (Industry Average 3.99%): 5.51 %

Non Performing Assets as % of Surplus & AVR

  • Bonds In or Near Default: 0.40 %
  • Problem Mortgages: 0.00 %
  • Real Estate Acquired by Foreclosure: 0.00 %
  • Total Non-Performing Assets: 0.40 %
  • As a Percent of Invested Assets: 0.00 %

Bond Quality

  • Total Value of Bonds: $19,008,787
  • Class 1-2 (Highest Quality): 93.50 %
  • Class 3-5 (Lower Quality): 6.50 %
  • Class 6 (In or Near Default): 0.00 %
  • Weighted Bond Class: 1.6

Income & Earnings

  • Total Income: ($1,129,595)
  • Net Premiums Written: ($1,613,187)
  • Earnings Before Dividends and Taxes: ($60,510)
  • Net Operating Earnings: ($99,280)
All dollar amounts are in thousands