AnnuityAdvisors - Where advisors go for advice

Commision

 StartEnd
2.50 %075
2.00 %7680
1.50 %8185
  • 1st Year Rate: 2.45 %
  • Rate Thereafter: 2.45 %
  • Avg. Annual Yield: 2.45 %
  • Minimum Premium: $10,000
  • Flexible/Single Premium: S
  • Minimum Additions: $0
  • Max Issue Age Qualified: 85
  • Max Issue Age Non-Qualified: 85
  • Surrender Schedule: 8 %, 7 %, 6 %, 5 %, 4 %, 0 %
  • Action at end of guarantee
    • Annually declared renewal rate
  • Market Value Adjustment: Y
  • Return of Principal Guarantee: N
  • Waiver options
    • Hospital
    • Nursing Home
  • Free Withdrawls
    • 10% Starting in 1st Year
  • Annual Fees: $0.00
  • States NOT approved: AL,MD,MN,ND,NY,OR,TX,UT,VT,WA
  • Days held on Transfers: 45

Assets & Liabilities

  • Total Admitted Assets: $13,875,026
  • Total Liabilities: $12,596,758
  • Seperate Accounts: $163,366
  • Total Surplus and AVR: $1,440,524
  • As % of General Account Assets: 10.50 %

Invested Asset Distributed & Yield

  • Total Invested Assets: $13,424,913
  • Bonds: 71.30 %
  • Stocks: 2.30 %
  • Mortgages: 21.90 %
  • Real Estate: 0.00 %
  • Policy Loans: 0.00 %
  • Cash & Short-Term: 2.30 %
  • Other Invested Assets: 2.10 %

Net Yield on Mean Invested Assets

  • 2018 (Industry Average 4.10): 5.69 %
  • 5 Year Average (Industry Average 3.99%): 5.67 %

Non Performing Assets as % of Surplus & AVR

  • Bonds In or Near Default: 7.10 %
  • Problem Mortgages: 2.90 %
  • Real Estate Acquired by Foreclosure: 0.10 %
  • Total Non-Performing Assets: 10.10 %
  • As a Percent of Invested Assets: 1.10 %

Bond Quality

  • Total Value of Bonds: $9,662,841
  • Class 1-2 (Highest Quality): 87.30 %
  • Class 3-5 (Lower Quality): 11.70 %
  • Class 6 (In or Near Default): 1.10 %
  • Weighted Bond Class: 1.7

Income & Earnings

  • Total Income: $3,890,430
  • Net Premiums Written: $3,160,471
  • Earnings Before Dividends and Taxes: $300,568
  • Net Operating Earnings: $227,730
All dollar amounts are in thousands