AnnuityAdvisors - Where advisors go for advice

Commision

 StartEnd
2.00 %080
1.00 %8185
0.77 %8693
  • 1st Year Rate: 3.00 %  (2.90% under $100k)
  • Rate Thereafter: 3.00 %  (2.90% under $100k)
  • Avg. Annual Yield: 3.00 %  (2.90% under $100k)
  • Minimum Premium: $15,000
  • Flexible/Single Premium: S
  • Minimum Additions: $0
  • Max Issue Age Qualified: 93
  • Max Issue Age Non-Qualified: 93
  • Surrender Schedule: 9 %, 9 %, 8 %, 7 %, 6 %, 0 %
  • Action at end of guarantee
    • 30-day window at end of term
  • Market Value Adjustment: Y
  • Return of Principal Guarantee: N
  • Waiver options
    • Terminal Illness
    • Nursing Home
  • Free Withdrawls
    • Interest Only
  • Annual Fees: $0.00
  • States NOT approved: NY
  • Days held on Transfers: 45

Assets & Liabilities

  • Total Admitted Assets: $23,862,642
  • Total Liabilities: $22,568,661
  • Seperate Accounts: $7,442,322
  • Total Surplus and AVR: $1,421,728
  • As % of General Account Assets: 8.70 %

Invested Asset Distributed & Yield

  • Total Invested Assets: $15,766,304
  • Bonds: 56.20 %
  • Stocks: 0.20 %
  • Mortgages: 40.80 %
  • Real Estate: 0.50 %
  • Policy Loans: 0.00 %
  • Cash & Short-Term: 0.80 %
  • Other Invested Assets: 1.40 %

Net Yield on Mean Invested Assets

  • 2018 (Industry Average 4.10): 3.53 %
  • 5 Year Average (Industry Average 3.99%): 3.87 %

Non Performing Assets as % of Surplus & AVR

  • Bonds In or Near Default: 0.00 %
  • Problem Mortgages: 0.20 %
  • Real Estate Acquired by Foreclosure: 0.00 %
  • Total Non-Performing Assets: 0.20 %
  • As a Percent of Invested Assets: 0.00 %

Bond Quality

  • Total Value of Bonds: $8,863,230
  • Class 1-2 (Highest Quality): 94.00 %
  • Class 3-5 (Lower Quality): 6.00 %
  • Class 6 (In or Near Default): 0.00 %
  • Weighted Bond Class: 1.5

Income & Earnings

  • Total Income: $5,268,008
  • Net Premiums Written: $4,459,061
  • Earnings Before Dividends and Taxes: $208,804
  • Net Operating Earnings: $198,659
All dollar amounts are in thousands