AnnuityAdvisors - Where advisors go for advice

Commision

 StartEnd
3.00 %075
2.10 %7680
1.50 %8185
  • 1st Year Rate: 2.60 %
  • Rate Thereafter: 2.60 %
  • Avg. Annual Yield: 2.60 %
  • Minimum Premium: $10,000
  • Flexible/Single Premium: S
  • Minimum Additions: $0
  • Max Issue Age Qualified: 85
  • Max Issue Age Non-Qualified: 85
  • Surrender Schedule: 9 %, 8 %, 7 %, 6 %, 5 %, 4 %, 3 %, 0 %
  • Action at end of guarantee
    • 30-day window at end of term
  • Market Value Adjustment: Y
  • Return of Principal Guarantee: N
  • Waiver options
    • Nursing Home
  • Free Withdrawls
    • Interest only after 1st year
  • Annual Fees: $0.00
  • States NOT approved: NY
  • Days held on Transfers: 30

Assets & Liabilities

  • Total Admitted Assets: $53,705,158
  • Total Liabilities: $50,453,277
  • Seperate Accounts:
  • Total Surplus and AVR: $3,536,589
  • As % of General Account Assets: 6.60 %

Invested Asset Distributed & Yield

  • Total Invested Assets: $52,791,680
  • Bonds: 89.80 %
  • Stocks: 0.50 %
  • Mortgages: 6.60 %
  • Real Estate: 0.00 %
  • Policy Loans: 0.00 %
  • Cash & Short-Term: 0.50 %
  • Other Invested Assets: 2.60 %

Net Yield on Mean Invested Assets

  • 2018 (Industry Average 4.10): 5.49 %
  • 5 Year Average (Industry Average 3.99%): 5.53 %

Non Performing Assets as % of Surplus & AVR

  • Bonds In or Near Default: 1.30 %
  • Problem Mortgages: 0.00 %
  • Real Estate Acquired by Foreclosure: 0.00 %
  • Total Non-Performing Assets: 1.30 %
  • As a Percent of Invested Assets: 0.10 %

Bond Quality

  • Total Value of Bonds: $47,464,280
  • Class 1-2 (Highest Quality): 96.30 %
  • Class 3-5 (Lower Quality): 3.60 %
  • Class 6 (In or Near Default): 0.10 %
  • Weighted Bond Class: 1.5

Income & Earnings

  • Total Income: $6,643,776
  • Net Premiums Written: $3,520,849
  • Earnings Before Dividends and Taxes: $353,824
  • Net Operating Earnings: $228,485
All dollar amounts are in thousands