AnnuityAdvisors - Where advisors go for advice

Commision

 StartEnd
1.50 %1880
1.13 %8185
  • 1st Year Rate: 2.40 %
  • Rate Thereafter: 2.40 %
  • Avg. Annual Yield: 2.40 %
  • Minimum Premium: $10,000
  • Flexible/Single Premium: S
  • Minimum Additions: $0
  • Max Issue Age Qualified: 85
  • Max Issue Age Non-Qualified: 85
  • Surrender Schedule: 9 %, 8 %, 7 %, 0 %
  • Action at end of guarantee
    • 30-day window at end of term
  • Market Value Adjustment: Y
  • Return of Principal Guarantee: N
  • Waiver options
    • Nursing Home
    • Terminal Illness
  • Free Withdrawls
    • 10% after 1st year
  • Annual Fees: $0.00
  • States NOT approved: CA,DE,NY
  • Days held on Transfers: 30

Assets & Liabilities

  • Total Admitted Assets: $57,673,180
  • Total Liabilities: $54,182,984
  • Seperate Accounts:
  • Total Surplus and AVR: $3,816,354
  • As % of General Account Assets: 6.60 %

Invested Asset Distributed & Yield

  • Total Invested Assets: $56,723,614
  • Bonds: 87.00 %
  • Stocks: 0.50 %
  • Mortgages: 6.80 %
  • Real Estate: 0.00 %
  • Policy Loans: 0.00 %
  • Cash & Short-Term: 2.50 %
  • Other Invested Assets: 3.20 %

Net Yield on Mean Invested Assets

  • 2019 (Industry Average 4.27): 4.09 %
  • 5 Year Average (Industry Average 4.07%): 4.97 %

Non Performing Assets as % of Surplus & AVR

  • Bonds In or Near Default: 0.20 %
  • Problem Mortgages: 0.00 %
  • Real Estate Acquired by Foreclosure: 0.00 %
  • Total Non-Performing Assets: 0.20 %
  • As a Percent of Invested Assets: 0.00 %

Bond Quality

  • Total Value of Bonds: $49,556,436
  • Class 1-2 (Highest Quality): 97.20 %
  • Class 3-5 (Lower Quality): 2.70 %
  • Class 6 (In or Near Default): 0.00 %
  • Weighted Bond Class: 1.5

Income & Earnings

  • Total Income: $6,330,268
  • Net Premiums Written: $4,015,838
  • Earnings Before Dividends and Taxes: $183,073
  • Net Operating Earnings: $167,139
All dollar amounts are in thousands