AnnuityAdvisors - Where advisors go for advice

Commision

 StartEnd
3.00 %080
1.50 %8189
  • 1st Year Rate: 3.25 %
  • Rate Thereafter: 3.25 %
  • Avg. Annual Yield: 3.25 %
  • Minimum Premium: $10,000
  • Flexible/Single Premium: S
  • Minimum Additions: $0
  • Max Issue Age Qualified: 89
  • Max Issue Age Non-Qualified: 89
  • Surrender Schedule: 9 %, 9 %, 8 %, 7 %, 6 %, 5 %, 4 %, 3 %, 2 %, 1 %, 0 %
  • Action at end of guarantee
    • Rollover (30 day window PRIOR to end of term)
  • Market Value Adjustment: Y
  • Return of Principal Guarantee: N
  • Waiver options
  • Free Withdrawls
    • 10% after 1st year
  • Annual Fees: $0.00
  • States NOT approved: CA,CT,HI,MA,ME,MN,MS,NY,VT,WY
  • Days held on Transfers: 60

Assets & Liabilities

  • Total Admitted Assets: $646,077
  • Total Liabilities: $512,007
  • Seperate Accounts:
  • Total Surplus and AVR: $134,282
  • As % of General Account Assets: 20.80 %

Invested Asset Distributed & Yield

  • Total Invested Assets: $115,682
  • Bonds: 50.40 %
  • Stocks: 0.00 %
  • Mortgages: 33.60 %
  • Real Estate: 0.00 %
  • Policy Loans: 0.00 %
  • Cash & Short-Term: 16.00 %
  • Other Invested Assets: 0.00 %

Net Yield on Mean Invested Assets

  • 2019 (Industry Average 4.27): 2.48 %
  • 5 Year Average (Industry Average 4.07%): 0.97 %

Non Performing Assets as % of Surplus & AVR

  • Bonds In or Near Default: 0.00 %
  • Problem Mortgages: 0.00 %
  • Real Estate Acquired by Foreclosure: 0.00 %
  • Total Non-Performing Assets: 0.00 %
  • As a Percent of Invested Assets: 0.00 %

Bond Quality

  • Total Value of Bonds: $58,323
  • Class 1-2 (Highest Quality): 10.00 %
  • Class 3-5 (Lower Quality): 0.00 %
  • Class 6 (In or Near Default): 0.00 %
  • Weighted Bond Class: 1.2

Income & Earnings

  • Total Income: $1,583
  • Net Premiums Written:
  • Earnings Before Dividends and Taxes: ($1,220)
  • Net Operating Earnings: ($1,096)
All dollar amounts are in thousands