AnnuityAdvisors - Where advisors go for advice

Commision

 StartEnd
2.50 %080
1.25 %8190
  • 1st Year Rate: 2.85 %
  • Rate Thereafter: 2.85 %
  • Avg. Annual Yield: 2.85 %
  • Minimum Premium: $25,000
  • Flexible/Single Premium: S
  • Minimum Additions: $0
  • Max Issue Age Qualified: 90
  • Max Issue Age Non-Qualified: 90
  • Surrender Schedule: 9 %, 8 %, 7 %, 6 %, 5 %, 0 %
  • Action at end of guarantee
    • Annually declared renewal rate
  • Market Value Adjustment: N
  • Return of Principal Guarantee: N
  • Waiver options
    • Nursing Home
  • Free Withdrawls
    • 10% after 1st year
  • Annual Fees: $0.00
  • States NOT approved: CT,NJ,NY,OR
  • Days held on Transfers: 45

Assets & Liabilities

  • Total Admitted Assets: $833,298
  • Total Liabilities: $774,840
  • Seperate Accounts:
  • Total Surplus and AVR: $62,763
  • As % of General Account Assets: 7.50 %

Invested Asset Distributed & Yield

  • Total Invested Assets: $771,452
  • Bonds: 71.40 %
  • Stocks: 3.80 %
  • Mortgages: 9.10 %
  • Real Estate: 0.00 %
  • Policy Loans: 0.80 %
  • Cash & Short-Term: 10.10 %
  • Other Invested Assets: 4.70 %

Net Yield on Mean Invested Assets

  • 2019 (Industry Average 4.27): 4.95 %
  • 5 Year Average (Industry Average 4.07%): 4.64 %

Non Performing Assets as % of Surplus & AVR

  • Bonds In or Near Default: 0.00 %
  • Problem Mortgages: 0.70 %
  • Real Estate Acquired by Foreclosure: 0.00 %
  • Total Non-Performing Assets: 0.70 %
  • As a Percent of Invested Assets: 0.10 %

Bond Quality

  • Total Value of Bonds: $595,834
  • Class 1-2 (Highest Quality): 91.80 %
  • Class 3-5 (Lower Quality): 8.20 %
  • Class 6 (In or Near Default): 0.00 %
  • Weighted Bond Class: 1.4

Income & Earnings

  • Total Income: $340,038
  • Net Premiums Written: $265,244
  • Earnings Before Dividends and Taxes: ($4,034)
  • Net Operating Earnings: ($6,919)
All dollar amounts are in thousands