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Commision

 StartEnd
1.75 %080
1.25 %8185
0.75 %8690
  • 1st Year Rate: 3.60 %  (2.50% $15k to $49,999; 3.00% $50k to $99,999)
  • Rate Thereafter: 3.60 %  (2.50% $15k to $49,999; 3.00% $50k to $99,999)
  • Avg. Annual Yield: 3.60 %  (2.50% $15k to $49,999; 3.00% $50k to $99,999)
  • Minimum Premium: $15,000
  • Flexible/Single Premium: S
  • Minimum Additions: $0
  • Max Issue Age Qualified: 90
  • Max Issue Age Non-Qualified: 90
  • Surrender Schedule: 9 %, 8 %, 7 %, 6 %, 5 %
  • Action at end of guarantee
    • 30-day window at end of term
  • Market Value Adjustment: Y
  • Return of Principal Guarantee: N
  • Waiver options
  • Free Withdrawls
    • 10% after 1st year
  • Annual Fees: $0.00
  • States NOT approved: CA,DE,DC,FL,MT, NY,ND,SD
  • Days held on Transfers: 30

Assets & Liabilities

  • Total Admitted Assets: $1,115,003
  • Total Liabilities: $1,042,343
  • Seperate Accounts: $0
  • Total Surplus and AVR: $79,038
  • As % of General Account Assets: 7.10 %

Invested Asset Distributed & Yield

  • Total Invested Assets: $1,073,097
  • Bonds: 87.40 %
  • Stocks: 2.70 %
  • Mortgages: 3.20 %
  • Real Estate: 0.00 %
  • Policy Loans: 2.80 %
  • Cash & Short-Term: 0.90 %
  • Other Invested Assets: 3.10 %

Net Yield on Mean Invested Assets

  • 2017 (Industry Average 4.10): 4.96 %
  • 5 Year Average (Industry Average 4.02%): 4.81 %

Non Performing Assets as % of Surplus & AVR

  • Bonds In or Near Default: 0.00 %
  • Problem Mortgages: 0.00 %
  • Real Estate Acquired by Foreclosure: 0.10 %
  • Total Non-Performing Assets: 0.10 %
  • As a Percent of Invested Assets: 0.00 %

Bond Quality

  • Total Value of Bonds: $937,746
  • Class 1-2 (Highest Quality): 99.00 %
  • Class 3-5 (Lower Quality): 1.00 %
  • Class 6 (In or Near Default): 0.00 %
  • Weighted Bond Class: 1.5

Income & Earnings

  • Total Income: $134,293
  • Net Premiums Written: $84,465
  • Earnings Before Dividends and Taxes: ($19,252)
  • Net Operating Earnings: ($11,567)
All dollar amounts are in thousands