p: 800-537-2476 f: 818-655-0969
Commision
| | Start | End |
| 3.00 % | 0 | 80 |
| 2.25 % | 81 | 85 |
| 1.50 % | 86 | 90 |
- 1st Year Rate: 3.00 % (3.10% for $250k+)
- Rate Thereafter: 3.00 % (3.10% for $250k+)
- Avg. Annual Yield: 3.00 % (3.10% for $250k+)
- Minimum Premium: $10,000
- Flexible/Single Premium: S
- Minimum Additions: $0
- Max Issue Age Qualified: 90
- Max Issue Age Non-Qualified: 90
- Surrender Schedule: 7 %, 6 %, 5 %, 4 %, 3 %, 2 %, 1 %, 1 %, 1 %, 1 %, 0 %
- Action at end of guarantee
- Rollover (30 day window PRIOR to end of term)
- Market Value Adjustment: Y (Not in DE,MO,OR,PA,WA)
- Return of Principal Guarantee: N
- Waiver options
- Terminal Illness
- Nursing Home
- Free Withdrawls
- Interest-only year 1; 10% starting year 2
- Annual Fees: $0.00
- States NOT approved: NJ,NY
- Days held on Transfers: 45
Assets & Liabilities
- Total Admitted Assets: $13,820,077
- Total Liabilities: $13,121,233
- Seperate Accounts: $2,053,916
- Total Surplus and AVR: $794,088
- As % of General Account Assets: 6.70 %
Invested Asset Distributed & Yield
- Total Invested Assets: $9,242,724
- Bonds: 74.40 %
- Stocks: 2.00 %
- Mortgages: 5.50 %
- Real Estate: 0.00 %
- Policy Loans: 0.10 %
- Cash & Short-Term: 12.50 %
- Other Invested Assets: 5.60 %
Net Yield on Mean Invested Assets
- 2018 (Industry Average 4.10): 6.32 %
- 5 Year Average (Industry Average 3.99%): 6.58 %
Non Performing Assets as % of Surplus & AVR
- Bonds In or Near Default: 0.30 %
- Problem Mortgages: 0.10 %
- Real Estate Acquired by Foreclosure: 0.00 %
- Total Non-Performing Assets: 0.40 %
- As a Percent of Invested Assets: 0.00 %
Bond Quality
- Total Value of Bonds: $7,052,573
- Class 1-2 (Highest Quality): 99.10 %
- Class 3-5 (Lower Quality): 0.90 %
- Class 6 (In or Near Default): 0.00 %
- Weighted Bond Class: 1.4
Income & Earnings
- Total Income: $1,297,309
- Net Premiums Written: $680,596
- Earnings Before Dividends and Taxes: $114,361
- Net Operating Earnings: $115,796
All dollar amounts are in thousands
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