AnnuityAdvisors - Where advisors go for advice

Commision

 StartEnd
1.25 %080
1.00 %8190
  • 1st Year Rate: 1.90 %
  • Rate Thereafter: 1.90 %
  • Avg. Annual Yield: 1.90 %
  • Minimum Premium: $10,000
  • Flexible/Single Premium: S
  • Minimum Additions: $0
  • Max Issue Age Qualified: 90
  • Max Issue Age Non-Qualified: 90
  • Surrender Schedule: 9 %, 8 %, 0 %
  • Action at end of guarantee
    • 30-day window at end of term
  • Market Value Adjustment: Y
  • Return of Principal Guarantee: N
  • Waiver options
  • Free Withdrawls
    • 5% after 1st year.
  • Annual Fees: $0.00
  • States NOT approved: CA
  • Days held on Transfers: 45

Assets & Liabilities

  • Total Admitted Assets: $1,636,174
  • Total Liabilities: $1,514,886
  • Seperate Accounts: $0
  • Total Surplus and AVR: $130,818
  • As % of General Account Assets: 8.00 %

Invested Asset Distributed & Yield

  • Total Invested Assets: $1,503,612
  • Bonds: 74.40 %
  • Stocks: 1.60 %
  • Mortgages: 15.40 %
  • Real Estate: 0.00 %
  • Policy Loans: 0.10 %
  • Cash & Short-Term: 4.40 %
  • Other Invested Assets: 4.10 %

Net Yield on Mean Invested Assets

  • 2019 (Industry Average 4.27): 2.60 %
  • 5 Year Average (Industry Average 4.07%): 3.61 %

Non Performing Assets as % of Surplus & AVR

  • Bonds In or Near Default: 0.70 %
  • Problem Mortgages: 0.00 %
  • Real Estate Acquired by Foreclosure: 0.00 %
  • Total Non-Performing Assets: 0.70 %
  • As a Percent of Invested Assets: 0.10 %

Bond Quality

  • Total Value of Bonds: $1,128,572
  • Class 1-2 (Highest Quality): 89.60 %
  • Class 3-5 (Lower Quality): 10.40 %
  • Class 6 (In or Near Default): 0.10 %
  • Weighted Bond Class: 1.9

Income & Earnings

  • Total Income: $449,551
  • Net Premiums Written: $278,244
  • Earnings Before Dividends and Taxes: $23,373
  • Net Operating Earnings: $11,861
All dollar amounts are in thousands