AnnuityAdvisors - Where advisors go for advice

Commision

 StartEnd
2.00 %080
1.50 %8185
0.50 %8689
  • 1st Year Rate: 1.55 %  (1.30% under $100k (0.15% less in AK,UT))
  • Rate Thereafter: 1.55 %  (1.30% under $100k (0.15% less in AK,UT))
  • Avg. Annual Yield: 1.55 %  (1.30% under $100k (0.15% less in AK,UT))
  • Minimum Premium: $10,000
  • Flexible/Single Premium: S
  • Minimum Additions: $0
  • Max Issue Age Qualified: 89
  • Max Issue Age Non-Qualified: 89
  • Surrender Schedule: 9 %, 8 %, 7 %, 0 %
  • Action at end of guarantee
    • Rollover (30 day window PRIOR to end of term)
  • Market Value Adjustment: Y
  • Return of Principal Guarantee: N
  • Waiver options
    • Extended Care
    • Terminal Illness
  • Free Withdrawls
    • 10% Starting in 1st Year
  • Annual Fees: $0.00
  • States NOT approved: DE,HI,MD,NC,NY,OH,OR,UT,VA,WA,WY
  • Days held on Transfers: 

Assets & Liabilities

  • Total Admitted Assets: $40,018,796
  • Total Liabilities: $37,150,682
  • Seperate Accounts: $6,616
  • Total Surplus and AVR: $3,307,266
  • As % of General Account Assets: 8.30 %

Invested Asset Distributed & Yield

  • Total Invested Assets: $38,812,438
  • Bonds: 83.20 %
  • Stocks: 3.20 %
  • Mortgages: 3.50 %
  • Real Estate: 0.30 %
  • Policy Loans: 0.20 %
  • Cash & Short-Term: 3.80 %
  • Other Invested Assets: 5.70 %

Net Yield on Mean Invested Assets

  • 2019 (Industry Average 4.27): 4.85 %
  • 5 Year Average (Industry Average 4.07%): 5.23 %

Non Performing Assets as % of Surplus & AVR

  • Bonds In or Near Default: 0.40 %
  • Problem Mortgages: 0.00 %
  • Real Estate Acquired by Foreclosure: 0.00 %
  • Total Non-Performing Assets: 0.40 %
  • As a Percent of Invested Assets: 0.00 %

Bond Quality

  • Total Value of Bonds: $33,143,056
  • Class 1-2 (Highest Quality): 97.80 %
  • Class 3-5 (Lower Quality): 2.20 %
  • Class 6 (In or Near Default): 0.00 %
  • Weighted Bond Class: 1.4

Income & Earnings

  • Total Income: $7,132,582
  • Net Premiums Written: $4,704,442
  • Earnings Before Dividends and Taxes: $159,770
  • Net Operating Earnings: $29,301
All dollar amounts are in thousands