AnnuityAdvisors - Where advisors go for advice

Commision

 StartEnd
1.50 %080
0.75 %8185
0.38 %8690
  • 1st Year Rate: 2.30 %  (2.15% under $100k (in CA - 0.10% less))
  • Rate Thereafter: 2.30 %  (2.15% under $100k (in CA - 0.10% less))
  • Avg. Annual Yield: 2.30 %  (2.15% under $100k (in CA - 0.10% less))
  • Minimum Premium: $25,000
  • Flexible/Single Premium: S
  • Minimum Additions: $0
  • Max Issue Age Qualified: 90
  • Max Issue Age Non-Qualified: 90
  • Surrender Schedule: 9 %, 8 %, 7 %, 0 %
  • Action at end of guarantee
    • Annually declared renewal rate
  • Market Value Adjustment: Y
  • Return of Principal Guarantee: N
  • Waiver options
    • Terminal Illness
    • Confinement Waiver
  • Free Withdrawls
    • 10% after 1st year
  • Annual Fees: $0.00
  • States NOT approved: NY
  • Days held on Transfers: 60

Assets & Liabilities

  • Total Admitted Assets: $1,094,945
  • Total Liabilities: $734,136
  • Seperate Accounts: $4,151
  • Total Surplus and AVR: $361,534
  • As % of General Account Assets: 33.10 %

Invested Asset Distributed & Yield

  • Total Invested Assets: $951,501
  • Bonds: 82.90 %
  • Stocks: 0.60 %
  • Mortgages: 14.20 %
  • Real Estate: 0.10 %
  • Policy Loans: 0.50 %
  • Cash & Short-Term: 1.30 %
  • Other Invested Assets: 0.40 %

Net Yield on Mean Invested Assets

  • 2018 (Industry Average 4.10): 3.50 %
  • 5 Year Average (Industry Average 3.99%): 3.54 %

Non Performing Assets as % of Surplus & AVR

  • Bonds In or Near Default: 0.00 %
  • Problem Mortgages: 0.00 %
  • Real Estate Acquired by Foreclosure: 0.00 %
  • Total Non-Performing Assets: 0.00 %
  • As a Percent of Invested Assets: 0.00 %

Bond Quality

  • Total Value of Bonds: $798,342
  • Class 1-2 (Highest Quality): 98.50 %
  • Class 3-5 (Lower Quality): 1.50 %
  • Class 6 (In or Near Default): 0.00 %
  • Weighted Bond Class: 1.3

Income & Earnings

  • Total Income: $559,365
  • Net Premiums Written: $445,068
  • Earnings Before Dividends and Taxes: $15,086
  • Net Operating Earnings: $6,726
All dollar amounts are in thousands