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Simplified Employee Pension (SEP)

A SEP is an easy-to-setup and easy-to-administer retirement plan. There's minimal paperwork and no annual reports to the IRS. There are generous funding limits and contributions are tax deductible.

Because of the plan's simplicity, affordability and flexibility (contributions can be stopped or started at any time), the SEP is great for small businesses, professionals and self-employed people. Of course, certain rules do apply:


Last Updated: 9/23/2012 10:05:00 PM